Training Course: Legislation in Payment Services Provision in Slovakia and the EU
Course Overview
This course provides a comprehensive overview of the regulatory framework for payment services in Slovakia and the EU. It covers the evolution of Payment Services Directives (PSD1, PSD2, PSD3), Payment Service Regulation (PSR), Open Banking and FIDA. The course is designed for professionals in banking, compliance, and financial services who need to understand the legal and practical implications of these regulations.
Venue, Date, and Time
- Venue: Grow2FIT s.r.o., SKY PARK Offices, Bottova 2/A, 811 09 Bratislava
- Date: 27.02.2026
- Time: 09:00 – 15:00 (including a 1-hour lunch break from 11:30 to 12:30)
- Price: 199€ incl. VAT for 1 participant
Part 1: Payment Services Directives and Regulation
- What are PSD1, PSD2, and PSD3?
Overview of each directive, their scope, and what they regulate. - What is PSR (Payment Service Regulation)?
Explanation of PSR, its purpose, and its scope. - Goals of PSR
Key objectives of PSR and its impact on the payment services market. - Key Contributions of PSD2 and the Need for PSD3
Why PSD3 was developed and its main improvements over PSD2. - Key Differences Between PSD3 and PSR
Comparison of PSD3 and PSR, highlighting their unique features and overlaps. - Impact of PSD3 and PSR on Consumers and Banks
How these regulations will affect consumers and financial institutions. - New Rulebooks vs. New Legislation
How new rulebooks align with legislative changes, with practical examples.
Part 2: Open Banking and FIDA
- Open Banking and API
What Open Banking means and how APIs facilitate it. - FIDA: Objectives and Benefits
Goals of the Financial Data Access (FIDA) framework and its advantages. - How FIDA Works
Practical explanation of FIDA’s functionality.
Who Should Attend?
- Compliance officers
- Banking professionals
- Financial consultants
- Legal advisors
- Payment service providers
Course Benefits
- Gain a deep understanding of the regulatory landscape for payment services in the EU and Slovakia.
- Learn about the practical implications of PSD3, PSR, and Open Banking.
- Stay updated on the latest legislative changes and their impact on your organization.
Your Lector
Mária Gardianová
Senior Banking Consultant
Mária brings over 32 years of experience in banking, specializing in domestic and cross-border payment services. She has worked in prominent commercial banks, including Creditanstalt, Hypovereinsbank, HVB Bank, Tatrabanka, and BKS Bank, and played a key role in two major mergers: BACA-HVB and HVB-Unibanka. She also spent 4.5 years at the National Bank of Slovakia as a chief inspector overseeing banking and payment services, as well as AML compliance in payment institutions.
Mária was a long-term member of the Slovak Banking Association (2010–2018) and served as a delegate for the Slovak Republic in Brussels at the SEPA Working Group, contributing to the implementation of IBAN+, SCT, and SDD (2012–2016). Additionally, she represented the National Bank of Slovakia in the EBA SCPS (Standing Committee on Payment Services) from 2019 to 2021. Currently, she works at UniCredit S.p.A., focusing on IT service projects and payment service products across CEE countries within the UniCredit Group.